Leadership

Local Expertise – International Know-How

The majority of the Members of the Board of Directors of QQuant Master Servicer S.A. are non-executives with long and rich experience in banking, consulting, and various other industries in Greece, Central and Southeastern Europe. The Quant professionals are of the highest caliber and boast a successful track record in the Greek banking system in the areas of Retail and Wholesale Loan Origination, Management and Restructuring, Risk Management and Investment Banking.

Board of directors


Dimokritos
Amallos

Board Chairman, Non-Executive

Has served as Non-Executive Director on the Board of Hellenic Petroleum SA (2009 -2013) and as a Partner at Singular S.A, where he held the positions of Financial Director and Assistant General Manager. Former Director of Oneworld SA, Decision SA, Euroskills SA, Sanyocom SA, AMTE SA and Panathinaikos FSA.


Nikolaos
Vardaramatos

Chief Executive Officer

Overall 20 years of experience in the banking and technology industries in Greece and in Europe. Has an extensive track record in successful debt portfolio management strategy formulation, efficient operations design, and setting up and managing channels and third-party networks. Has served as General Manager at Eurobank Financial Planning Services, specializing in Retail Banking distressed portfolios management since 2008 and consistently delivering improved results over 8 consecutive years.


Theodore
Mathikolonis

Executive Member – Corporate Portfolios Executive Director

More than 12 years of experience in Investment Banking and Debt Restructuring, including strategy consulting and corporate finance and debt restructuring in Piraeus Bank – Task Force and Investment Bank of Greece. Has designed, structured and executed complex transactions for more than €2.0 bn of NPL exposures in various sectors, involving “deep dive” operational/ financial restructurings, stakeholder/bondholder activist actions, trading of distressed debt and intense shareholder negotiations. Led and executed numerous underwriting and valuation exercises for more than €3.0 bn Greek NPL exposures backed by c. 4,000 RE assets.


Frixos
Ioannidis

Executive Member – Chief Servicing Officer

Over 20 years of managerial experience in Greek and international banks. Leader of NPL management teams at Emporiki Bank (more than €5 bn exposure) and at Agricultural Bank under special liquidation (more than €3 bn). Significant experience in all aspects of Retail & SMEs NPL servicing, including onboarding and operations set up, credit solutions, workout, complex project and performance management. In-depth knowledge of the Greek servicing market.


Spyridon
Retzekas

Non-Executive Member

Over 20 years of experience, leading business development efforts in IT and Financial Technology solutions for Non Performing Exposures and debt management, interacting with a wide range of leading Greek and international companies in the financial, energy and retail sectors.


Anthony Ioannidis

Independent, Non-Executive Member

Assistant Professor of Management at the Department of Business Administration, Athens University of Economics and Business, Greece. He has previously taught at the University of Patras, Greece, University of La Verne California, and Baruch College – City University of New York. Long working experience as management consultant with leading consultancy firms in the United States and Greece, in the areas of Telecommunications, Media and Technology. His current research interests include strategy formation, organizational design, public-private partnerships and entrepreneurship. He has served as Chairman at Information Society S.A., Board Director at the Greek State Scholarship Foundation (IKY) and Director of Business Development at OTE Consulting S.A.


Charalampos Siganos

Independent, Non-Executive Member

Over 25 years of experience at top management positions and boards of banking institutions and asset management firms. Has served as General Manager of Group Operations, Technology and Organization (COO) at Eurobank Group, Chairman and CEO of New Postal Savings Bank, Executive Vice Chairman and General Manager Corporate and Investment Banking at Postal Savings Bank and CEO of Alpha Asset Management. He is an Electrical Engineer with postgraduate studies in Engineering – Economic Systems and Operations Research (Stanford U.) and Applied Economics and Decision Sciences (The Wharton School).


Executive Team


Anthony Messados

Portfolio Strategy Executive Director

Active in Collections / Recoveries and Consumer Credit and Risk since 1996. Has served as Board Vice Chairman and CEO at APS Greece, Board Vice Chairman and Head of Recoveries at Cepal Hellas Financial Services SA, Global Consumer – Vice President, Recovery Head at Citigroup Inc. and Collections Director at Emporiki Credicom (subsidiary of Credit Agricole). Has lead complex projects in Greece, Germany, Italy, the UK, Singapore and USA.


Kyriakos
Foinikopoulos

Chief Operations Officer

Over 24 years of international experience in Internal Audit, Operational Risk, Compliance, Anti-Fraud, Project Management, Business Continuity and Information Risk in the Financial Services industry.  Served as Head of Internal Audit and Operational Risk in HSBC Bank and HSBC Securities Services.


Iro Ferentinou

Portfolio Operations Director

More than 20 years of demonstrated experience in the Greek financial industry at the head of business and support functions in Corporate & Retail Lending, Loan & Restructuring Operations and Portfolio Operations Management. Has served as Assistant General Manager, Loans Administration at Piraeus Bank, overseeing the Loan Administration of Corporate & Retail loans, Recoveries’ Loan Administration for all asset classes and Collaterals Administration.


Stathis
Konidaris

Head of Portfolio Operations

Over 27 years banking experience at Emporiki Bank, Emporiki Credicom and Alpha Bank. Held the position of Central Operations Manager at Loan & Collaterals Administration and Disbursement for Retail & Corporate Portfolios for over 13 years, leading teams of over 150 people. Served as Assistant Director of Legal Services at Sioufas and Associates Law Firm, responsible for services to Greek systemic banks and B2B clients.


Christos Lygeros

Compliance Officer & MLRO – DPO

Deep knowledge of the Greek regulatory framework, with over 34 years’ experience in Greek banks. Served as Deputy Director of the Alpha Bank Group’s Compliance Division for 12 years, monitoring the implementation of the regulatory framework in Greece, supervising AML / KYC in Albania, Bulgaria, Cyprus, FYROM, Romania, Serbia, Albania and Bulgaria and liaising with supervisory and other authorities.


Eleni Papadaki

Head of Internal Audit

More than 20 years of auditing and compliance experience in the Greek banking sector. Served as Financial Crime Risk Specialised Assurance Manager (FCRSA), Financial Crime Compliance & Regulatory Compliance Monitoring and Testing Manager (FCC & RC CMAT), Internal Controls Manager and Senior Internal Auditor Officer in Greek banks. Certified Internal Auditor and Member of the Hellenic Institute of Internal Auditors.