Leadership

Local Expertise – International Know-How

The majority of the Members of the Board of Directors of QQuant Master Servicer S.A. are independent non-executives with long and rich experience in banking, consulting, and various other industries in Greece, Central and Southeastern Europe. The Quant professionals are of the highest caliber and boast a successful track record in the Greek banking system in the areas of Retail and Wholesale Loan Origination, Management and Restructuring, Risk Management and Investment Banking.

Board of directors


Dimokritos
Amallos

Board Chairman, non-executive

Has served as Non-Executive Director on the Board of Hellenic Petroleum SA (2009 -2013) and as a Partner at Singular S.A, where he held the positions of Financial Director and Assistant General Manager. Former Director of Oneworld SA, Decision SA, Euroskills SA, Sanyocom SA, AMTE SA and Panathinaikos FSA.


Nikolaos
Vardaramatos

Chief Executive Officer

Overall 20 years of experience in the banking and technology industries in Greece and in Europe. Has an extensive track record in successful debt portfolio management strategy formulation, efficient operations design, and setting up and managing channels and third-party networks. Has served as General Manager at Eurobank Financial Planning Services, specializing in Retail Banking distressed portfolios management since 2008 and consistently delivering improved results over 8 consecutive years.


Theodore
Mathikolonis

Member, executive

More than 12 years of experience in Investment Banking and Debt Restructuring, including strategy consulting and corporate finance and debt restructuring in Piraeus Bank – Task Force and Investment Bank of Greece. Has designed, structured and executed complex transactions for more than €2.0 bn of NPL exposures in various sectors, involving “deep dive” operational/ financial restructurings, stakeholder/bondholder activist actions, trading of distressed debt and intense shareholder negotiations. Led and executed numerous underwriting and valuation exercises for more than €3.0 bn Greek NPL exposures backed by c. 4,000 RE assets.


Frixos
Ioannidis

Member, executive

Over 20 years of managerial experience in Greek and international banks. Leader of NPL management teams at Emporiki Bank (more than €5 bn exposure) and at Agricultural Bank under special liquidation (more than €3 bn). Significant experience in all aspects of Retail & SMEs NPL servicing, including onboarding and operations set up, credit solutions, workout, complex project and performance management. In-depth knowledge of the Greek servicing market.


Spyridon
Retzekas

Member, non-executive

Over 20 years of experience, leading business development efforts in IT and Financial Technology solutions for Non Performing Exposures and debt management, interacting with a wide range of leading Greek and international companies in the financial, energy and retail sectors.


Executive Team


Emmanuel
Fountoulakis

Extensive experience in the Greek banking sector, having held managerial positions over 16 years. Was responsible for the Retail Banking portfolio of the 14 banks under liquidation at PQH Single Special Liquidation S.A. Covered several managerial positions at Emporiki Bank and Alpha Bank, with a focus in Portfolio Management and Strategy Design, including portfolio strategy and segmentation, product design, management of in-house production teams and call center and external parties.


Stathis
Konidaris

Over 27 years banking experience at Emporiki Bank, Emporiki Credicom and Alpha Bank. Held the position of Central Operations Manager at Loan & Collaterals Administration and Disbursement for Retail & Corporate Portfolios for over 13 years, leading teams of over 150 people. Served as Assistant Director of Legal Services at Sioufas and Associates Law Firm, responsible for services to Greek systemic banks and B2B clients.


Kyriakos
Foinikopoulos

Over 24 years of international experience in Internal Audit, Operational Risk, Compliance, Anti-Fraud, Project Management, Business Continuity and Information Risk in the Financial Services industry.  Served as Head of Internal Audit and Operational Risk in HSBC Bank and HSBC Securities Services.


Christos
Lygeros

Deep knowledge of the Greek regulatory framework, with over 34 years’ experience in Greek banks. Served as Deputy Director of the Alpha Bank Group’s Compliance Division for 12 years, monitoring the implementation of the regulatory framework in Greece, supervising AML / KYC in Albania, Bulgaria, Cyprus, FYROM, Romania, Serbia, Albania and Bulgaria and liaising with supervisory and other authorities.